🏠 Built for house hackers

Will your tenants pay your mortgage?

RentHack does the math for you — step by step — so you know if a 2–4 unit property actually works before you make an offer.

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500+ house hackers have analyzed
their first deal on RentHack

123 Maple St — Duplex

Analyzing your deal...

Step 3 of 4

75% complete

Monthly Rent by Unit
Unit 1 — $1,450
Unit 2 — $1,200 ✓
Estimated Monthly Expenses
Insurance — $180
Maintenance — $150
$847Eff. Mortgage
7.2%Cap Rate
68%Break-Even Vac.
Why RentHack

Built for the math-averse
first-time buyer

Every other tool assumes you know what cap rate means. RentHack explains every number as you enter it — so you learn while you analyze.

🧭

Guided step-by-step flow

No blank spreadsheet staring back at you. We ask the right questions in the right order.

💡

Plain-English explanations

Hover over any metric and we'll tell you exactly what it means and why it matters.

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The metrics that matter most

Effective mortgage cost, break-even vacancy, and cash flow — the three numbers every house hacker needs.

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Share deals with partners

Invite a co-buyer, spouse, or agent to view and collaborate on your analysis in real time.

📍 123 Maple St — 2-unit

$847

Your monthly housing cost after rent

7.2%
Cap Rate
$380
Monthly Cash Flow
68%
Break-Even Vacancy
12.4%
Cash-on-Cash Return
✓ Even with one unit vacant, you cover your mortgage
Testimonials

From people who used RentHack
to buy their first property

★★★★★

"I ran 8 deals in a weekend before making an offer. The effective mortgage number made it so clear which properties actually worked for my situation."

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James R.
Bought a triplex in Phoenix, AZ
★★★★★

"I'm not a numbers person at all. The fact that it explains every term as you go made this the only tool I could actually use without a spreadsheet course first."

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Maria K.
First-time buyer, Denver CO
★★★★★

"The break-even vacancy rate is something I'd never even thought about. Now it's the first thing I look at. Absolute game-changer for a duplex buyer."

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Sam T.
House hacking a fourplex in Chicago
How it works

Done in under 5 minutes

1

Enter the property details

Add the asking price, down payment, and loan terms. We fill in smart defaults so you're never staring at a blank field.

💡 We explain what each field means as you go
2

Add the rents and expenses

Enter the rent for each unit, plus estimated costs like insurance, taxes, and maintenance. We'll flag anything that looks unusual.

💡 Typical ranges shown for your property type
3

See your result instantly

Your effective monthly mortgage cost, cash flow, cap rate, and break-even vacancy — all in one clean summary you can share with your partner or agent.

✓ Export to PDF or share a link (Starter plan)
Pricing

Start free. Pay when it clicks.

Free

$0

Forever free

  • Full guided analysis
  • All key metrics explained
  • 1 saved deal
  • No credit card needed
Start for free

Pro

$19/mo

For buyers & agents

  • Everything in Starter
  • Side-by-side deal comparison
  • Lender-ready report format
  • Priority support
Get Pro
FAQ

Common questions

Not at all. RentHack is designed specifically for first-time buyers who are considering a 2–4 unit property. Every term is explained in plain English as you go.

RentHack is purpose-built for 2–4 unit residential properties — duplexes, triplexes, and fourplexes — which are the most common house hack properties.

Your effective mortgage is your actual monthly housing cost after the rental income from your tenants is subtracted from your mortgage payment. It's the number that tells you: what will I actually pay to live here?

Yes — the free plan lets you run a full analysis with no credit card required. You only need to upgrade if you want to save multiple deals or export a PDF report.

Yes. All data is stored in Supabase with row-level security — only you can see your deals. We never sell your data and you can delete your account at any time.

Know your number
before you make an offer

Free to use. Takes 5 minutes. No spreadsheets required.

Analyze your first deal →

No credit card needed to start · Sign up only to save